十大赌博信誉网站出租物业 expenses is a crucial aspect of ensuring profitability and sustainability. Keeping track of what you’re spending to operate and improve your property will help you analyze the investment’s financial performance, 评估你的纳税义务和福利, and make informed decisions that can help you optimize your return on investment (ROI).
如果你想知道如何记录你的开支, we have some best practices to share that are both efficient and effective.
从组织开支开始
跟踪你的第一步 租赁财产 费用就是决定你要用什么样的系统. 你是纸质的还是云的?
我们建议尽可能多地使用数字技术. 当你投资软件的时候, apps, 以及在线平台, you’ll find that it’s much easier to stay organized and you can also integrate a lot of different information. You can sort maintenance expenses, leasing expenses, and the costs for professional services.
一旦你有了一个合适的系统, 收集所有相关文件, receipts, invoices, 以及财务记录. You’ll want to know you can easily access your monthly and annual income and expense records, 优秀的支付, 还有一份免税费用清单.
整理你的开支可以使预算更容易, 防止重复付款, 简化记录保存.
It’s also important that you don’t commingle your professional and personal funds. This can be an easy mistake, especially if you’re only renting out one or two properties. You don’t want to use personal accounts to pay for 租赁财产 expenses. This will only make it harder to distinguish between business and personal expenses. It also complicates your record-keeping and increases the risk of tax audits.
分别开立银行账户, 信用卡, and other financial accounts for your 租赁财产 business. This will allow you to track expenses accurately and simplify your tax reporting.
你需要跟踪哪些费用?
如果你有疑问，追踪它. 你最好做得彻底些. 出租物业十大赌博信誉网站 有各种收据和记录要保存吗, and capturing a snapshot of these expenditures not only helps you budget and understand where you are financially, 这在纳税时也有帮助. You need those maintenance invoices and mortgage documents to serve as backup documentation when you’re claiming deductions on your taxes.
We’ve created a brief list of the financial records you want to maintain in order to track your 租赁财产 expenses:
居民租赁协议. 即使是已经搬走的居民，也要保留租约. We recommend holding those documents for at least five to seven years.
Any record of costs or expenses that relate to those lease agreements. 你付给代理人的佣金, 例如, 当你安置你的居民, or court fees that resulted from an eviction would need to be identified and filed.
收到的所有租金证明, including any late fees or additional fees such as pet rent or valet trash fees.
你所租房屋的银行对账单. 比如，只要是交房租的地方. This will help you track the flow of cash and itemize the property-related expenses.
水电费单副本, 材料和人工收据, and invoices for supplies and other services that directly relate to your 租赁财产.
Professional service invoices from partners such as attorneys, insurance agents, accountants, and 物业十大赌博信誉网站公司.
广告与营销 收据及发票. There are likely costs associated with finding and placing a resident for your vacant property. You might have paid a company to conduct screening for residents, 网上停车平台可能需要支付费用, etc.
按揭文件及贷款还款记录, particularly the interest paid on your mortgage for applicable rental properties.
Property tax and rental tax statements if your city assesses a sales or use tax for the monthly rent collected.
Copies of your federal and state tax returns going back several years.
For tax purposes, don’t forget to track your pass-through expenses and your depreciation, as well. 折旧通常是租金的一大笔扣除 房地产十大赌博信誉网站. The IRS has decided that the value of most rental properties can be quantified over a productive lifespan that stretches for 27.5 years. The depreciation deduction allows you to deduct a portion of the property over that timeframe.
And, the pass-through benefit allows you to write off the cost of any personal property that you’re using within your 租赁财产.
How the Tracking of Rental Property Expenses Benefits Investors
It’s important to keep a professional record of all your expenses, 即使你只租一套房子. Whatever your current scenario as an investment property investor, you have to track your 租赁财产 expenses accurately and transparently.
Tracking 租赁财产 income and expenses helps rental 房地产十大赌博信誉网站 in a few key ways:
有更快的，压力更小的税务申报
You’re streamlining your process and spending less time chasing down a receipt you misplaced
如果你发现自己被国税局审计，你要做好准备
You can be sure that all of the information that you do submit to the IRS is accurate.
最重要的是, tracking the expenses associated with your investment property will help you understand whether you are earning or losing money on your 圣地亚哥 租赁财产. 你不会知道你在花钱 维护或经常性服务 if you don’t have a clear snapshot of what you’re actually spending.
记录开支可以帮你做预算. It can help you make smart investment decisions for the future.
这是一个成功的十大赌博信誉网站的重要组成部分. Try tracking the expenses that we’ve mentioned, and make sure you’re using a system that works. 如果有必要，投资新技术.
当这看起来太复杂或太耗时时, don’t hesitate to reach out to a 圣地亚哥 property management company. 我们很乐意帮助你. Please contact us at PURE物业十大赌博信誉网站 for any assistance you may need. 我们乐于帮助十大赌博信誉网站和房东取得成功, 无论他们在房地产之旅的哪个阶段.
